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Phone: 805.492.7045
Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation.

Tag: bankruptcy affects


chapter 7 bankruptcy papers

Chapter 7 Bankruptcy is considered the best last-ditch choice for consumers who are experiencing financial difficulties. Bankruptcy offers a fresh start and the possibility of liquidating debt. It’s important to understand the trade-off, though. Even though it offers a clean slate, a bankruptcy involves costs both in terms of the cost to file as well as the way it affects your credit score. There are unique situations where Chapter 7 Bankruptcy might be the best choice in your situation. Debtors may file bankruptcy when they are overextended on credit, when they have overwhelming and unexpected expenses,......

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bankruptcy affects on Credit score

Bankruptcy is a hotly debated topic for several reasons. So far this year, more than 50,000 Americans have filed for bankruptcy in the state of California. Across the US, that adds up to more than half a million people who turn to bankruptcy. The most common reasons that Americans pursue bankruptcy are because of medical debt, job loss, credit card misuse, divorce, and unexpected expenses. It may seem like the only option, but you must also consider the long-term ramifications of your decision. How will bankruptcy affect your future or affect your......

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