Phone: 805.492.7045
Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation.
Call Now for a Complimentary Consultation!
Phone: 805.492.7045
Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation.

Chapter 7 Bankruptcy

Don’t You Want a Fresh Start to a Better Financial Future?


Call Now for a Complimentary Consultation


Debt can be frightening! Don’t worry; we are here to take you out of this trap. Job loss, a serious illness, or inability to work due to some unforeseen circumstances can all lead to some sort of financial strain. What makes things worse is the constant harassment from the debt recovery agencies, which often leaves many people anxious.

When you’re under a pile of debt and constantly being harassed by creditors, you may feel like you have nowhere to turn. In such situations, filing for Chapter 7 is a viable option for obtaining the financial freedom you seek.

Chapter 7 bankruptcy is available to individuals. It does not automatically eliminate a lien. Learn what options you may have regarding secured liens. Corporations may also file for Chapter 7, but they do not receive a discharge of their debts such as individuals will receive.


This option pays off your debt using the money from your liquidated, non-exempt property. Although you will lose some of your assets, you won’t be required to make monthly payments over three to five years and you will stop:

• Lawsuits
• Garnishments
• Repossessions
• Foreclosures
• Creditors
• Tax problems
• Liens
• Medical bills

We are dedicated to helping our clients who are going through similar issues. We help them make a fresh start through Chapter 7 bankruptcy while explaining the process and addressing all the concerns that arise along the way. To discuss your financial situation and to explore debt relief options, call us today.


One of the primary purposes of bankruptcy is discharging unsecured debts to give yourself a fresh start. A discharge is only available to individual debtors and not to partnerships or corporations. A bankruptcy discharge does not extinguish a lien on property automatically, unless you decide to surrender that item (i.e. – house, car, furniture, jewelry, etc.).

The process of filing a chapter 7 bankruptcy can take 3 to 5 months. This includes many things like a consultation with the bankruptcy attorney and trustee, counseling, and court order of discharge.

Under Chapter 7 bankruptcy , an individual is permitted to retain and keep all of their “exempt” property. Accordingly, potential clients who file for Chapter 7 should realize that the filing of a petition under bankruptcy may result in the loss of property. However, bankruptcy is a great way to stop lawsuits, garnishments, repossessions, foreclosures, harassing creditors, tax problems, liens, medical bills and more. Under chapter 7, Court will create the committee to examine your current assets and what is your net worth. According to new bankruptcy laws, if your income is more than a set limit, then you are not qualified or not allowed to file chapter 7 bankruptcy.

Chapter 7 Bankruptcy Options

There are certain eligibility criteria that a client has to meet to qualify for Chapter 7 protection. Chapter 7 allows you to eliminate your debt and make a fresh start. Our Attorneys, who have over 20 years of experience and have successfully closed some of the most complex cases in our client’s favor, will be with you throughout the process.

Our Attorneys have great expertise and knowledge to advise you no matter how complex the case is. They deal with all the paperwork once all the critical information is obtained, which ensures that you find timely relief to all your financial worries. We offer the best services at an extremely reasonable fee structure.

Stopping the Creditor Calls

Creditors don’t understand your circumstances when you are in financial difficulty, and they call at all hours. They may also threaten you with a wage garnishment, repossession of your car, or foreclosure on your house. Our Attorneys make those calls stop immediately by filing a Chapter 7 bankruptcy. It enables you to focus on your endeavors without having to worry about those calls.

Life after Chapter 7 Bankruptcy

It gives you a new start. Our attorney takes care of everything and ensures our clients come out with their credit restored so that they can be confident of their financial future. To learn how to make this dream a reality. Contact us and schedule a free unbiased consultation with a chapter 7 bankruptcy lawyer.

Our bankruptcy attorneys have dealt with thousands of cases, and they know how to help clients come out of stressful situations like these. We are there with you throughout the process. Our attorneys are always available to offer advice. We are unlike others who ask you to schedule an appointment and keep you waiting once the case is filed. We are one of the best and most trusted attorneys today because of the way we deal with our clients. We know what it takes to earn our client’s respect.

Each situation is different, and that’s why it’s important to review your case thoroughly with a chapter 7 bankruptcy attorney to make an informed decision about which kind of bankruptcy is right for you.

Your credit score will rise after you discharge from your debts, you begin to qualify for a loan again. Bankruptcy is an antidote to get your credit score back on track. Our chapter 7 bankruptcy attorney fully understand the problem you are facing right now, and we want to deliver the best possible debt solution.

What a bankruptcy attorney can do?

Those who file bankruptcy on their own may not be aware of all the critical steps of the process and may have to bear the implications of not accurately disclosing all their debts or assets. Or if a case is not properly filed, the bankruptcy court may dismiss it, thus leaving the individual who files bankruptcy to square one. This is where a bankruptcy attorney is of great help. An experienced attorney will be able to help you come out of the financial problems without you having to worry about the complexities involved in the process. Our chapter 7 attorneys are always there with you throughout the process. They advise you on the best possible methods of keeping your valuable assets with you while helping you restructure a reasonable repayment plan.

Let’s say you own significant assets, or you have a business, in all those cases hiring a bankruptcy attorney becomes necessary. Our attorneys are aware of all the critical steps of the process and know all the rules involving bankruptcy procedure, therefore, they can help you get through the process with as little material loss as possible.
While the bankruptcy process may be stressful, having an attorney who knows everything and how can effectively guide you will make the process much more seamless.

Trust Nathan A. Berneman’s two decades of legal expertise to determine whether Chapter 7 Bankruptcy is right for you. Schedule your initial consultation with our superior chapter 7 bankruptcy lawyer in Los Angeles, CA today to get started on finding a solution to your debt.

Get in touch

File for Chapter 7 Bankruptcy in Los Angeles, CA

Hire one of the best Chapter 7 Bankruptcy Attorneys today!