Phone: 805.492.7045
Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation.
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Phone: 805.492.7045
Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation.

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Homestead Exemption Law in California

What is Homestead Exemption? No one wants to file bankruptcy for fear of losing their belongings. There are some exemptions however that help to keep your home and other larger property. The Homestead Exemption is a clause that was created to help prevent a home from being seized by a debt collector in the event of the death of one spouse or filing bankruptcy. This helps you to stay in your home even if you do have to file bankruptcy and allows the homeowner to reaffirm their home loan and keep paying......

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How To Get Rid of Medical Debt

If you or your child gets sick or injured, getting medical attention needs to be at the top of your priorities, even if you are on a tight budget. But many insurance plans fall short of covering the bills, and because medical bills can be unpredictable, it isn’t actually easy to budget for medical bills debt. If those bills get out of hand, you might want to consider medical debt bankruptcy. What is Medical Debt? Medical debt is unsecured debt that you get because of medical care you received but did not pay......

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What Happens to a Tax Refund in California Bankruptcy

Those caught between the pinch of filing income tax form timely as well as dealing with a bankruptcy definitely can claim the title of being stuck between a “rock and a hard place.” The most common question that comes up in these situations tends to revolve around what happens with a tax refund if one is due based on the filings for the previous year. Normally, a California bankruptcy is filed in Federal court with some California rules applied, meaning ones entire financial picture has to be reorganized and cleared. Note that when a person files for bankruptcy it is......

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