Phone: 805.492.7045
Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation.
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Phone: 805.492.7045
Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation.

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How To Get Rid of Medical Debt

If you or your child gets sick or injured, getting medical attention needs to be at the top of your priorities, even if you are on a tight budget. But many insurance plans fall short of covering the bills, and because medical bills can be unpredictable, it isn’t actually easy to budget for medical bills debt. If those bills get out of hand, you might want to consider medical debt bankruptcy. What is Medical Debt? Medical debt is unsecured debt that you get because of medical care you received but did not pay......

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Bankruptcy Fraud - Chapter 7 & chapter 13

Filing bankruptcy can be a big relief to those who have become overwhelmed with bills or have faced difficult circumstances which have made it difficult to pay all of their debts according to the original agreements they made with their creditors. Bankruptcy can reorganize and even forgive many debts, and give the filer an opportunity to set the reset button on their finances. When you file bankruptcy, the process requires that you lay all your cards on the table. You have to be honest about what you have, and what you owe.......

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What Happens to a Tax Refund in California Bankruptcy

Those caught between the pinch of filing income tax form timely as well as dealing with a bankruptcy definitely can claim the title of being stuck between a “rock and a hard place.” The most common question that comes up in these situations tends to revolve around what happens with a tax refund if one is due based on the filings for the previous year. Normally, a California bankruptcy is filed in Federal court with some California rules applied, meaning ones entire financial picture has to be reorganized and cleared. Note that when a person files for bankruptcy it is......

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