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Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation.
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Phone: 805.492.7045
Due to precautions related to COVID-19, we have expanded our options for remote consultations. Please contact our office to discuss whether a full phone consultation or video conference is appropriate for your situation.

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How Does My Bankruptcy Affect Co Debtor?

Debt can be crippling and in some cases, debtors filing for bankruptcy need help to dispel and get rid of their debt. However, what happens when someone has a debt that has more than one signer on it? Co-debtor should take care of some special considerations to make the most of bankruptcy and ensure that everyone gets a favorable outcome. What Is A Co-Debtor and How Does My Bankruptcy Affect Them? When filing for bankruptcy only parties that are listed on the papers and are actually filing are going to be absolved......

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What Happens if a Debtor Dies After Filing for Bankruptcy

Bankruptcy is a difficult process for many to understand. It can be complicated to figure out what happens if the person filing passes away. Though it may be difficult to understand, it is not entirely impossible. Here, we will take a closer look at what happens to debt and bankruptcy after death. How Death and Bankruptcy Work in California? Generally, when a bankruptcy agreement is reached and is agreed upon by the court, it applies only to the person that filed and not to anyone that might be left behind when they......

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Mistakes People Make When Filing for Bankruptcy in California

Bankruptcy is a difficult process for many to fathom and work through. There are so many facets, that it can be hard to determine what the next step is, and to go through the process and come out better on the other side. There are some common bankruptcy mistakes that filers tend to make that can affect the outcome. Using the Wrong Funds to Pay the Debt Though it might seem like a great idea to use a home equity loan or a retirement fund to pay down your debt, you should......

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How Does Bankruptcy Work in California?

Bankruptcy is a process that most people fear and dread, though it can be life changing, it does not have to be life ending. Understanding how the bankruptcy process works, deciding to bankrupt, filing papers, allowing creditors to make claims and more, can help ease your mind and make the process easier to go through. Though it will always be challenging, the more information you are armed with, the better in terms of getting your life back on track after financial crisis. Can I Be Made Bankrupt? This is a question that......

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Filing BANKRUPTCY IN WODLAND HILLS

Bankruptcy is a fairly common practice that millions of people go through each and every year. With the help of a lawyer or a practiced legal hand you can get through your bankruptcy easily and you can come out on the other side with renewed hope and a clean slate. The process is rather complicated, but with the right steps and better understanding, anyone can do it. How Do I File Bankruptcy in Woodland Hills? Filing in a specific location makes a difference for a few reasons. First, if you are filing......

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Save Your Business BY Filing Chapter 7 Bankruptcy

When your business is in trouble you will do what ever it takes to save it. That being said, there are some options when it comes to financial instability and to financial issues regarding your business. Chapter 7 bankruptcy is an option that can help to save your business and get you back in the game. What type of Business Can File For Chapter 7 Bankruptcy in the State of California? It is helpful to first look at what chapter 7 bankruptcy is. Chapter 7 is often used by businesses that do......

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Options in California, If You Can't Pay Your Debts

When it comes to debt there is so much that many people simply do not understand. If you cannot repay your debt, there are options that can keep you from losing money, overpaying, or from being so far in debt that you cannot get out. Taking the time to learn about different debts, which debt to pay back first, and what options there are can make all the difference. Debt There are tons of different types of debt out there and taking a moment to learn about each can help you better......

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Wage Garnishment Laws in California

California is a bustling capital of enterprise where everyone has ideas and notions of their own and where many people go to work and make a name for themselves. This is all fine and dandy but what happens when you have a wage garnishment that needs to be taken care of? Each state and area has their own specific wage garnishment laws and taking the time to learn about your state’s particular laws can help you to figure out what you are doing and what your garnishment could potentially look like. Wage......

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Homestead Exemption Law in California

What is Homestead Exemption? No one wants to file bankruptcy for fear of losing their belongings. There are some exemptions however that help to keep your home and other larger property. The Homestead Exemption is a clause that was created to help prevent a home from being seized by a debt collector in the event of the death of one spouse or filing bankruptcy. This helps you to stay in your home even if you do have to file bankruptcy and allows the homeowner to reaffirm their home loan and keep paying......

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Bankruptcy Exemption in California

Bankruptcy is a very serious thing but it can help you to reset your life and get back to living a life that does not require you to try to pay back crippling debt. Filing for bankruptcy is a very serious thing and making sure you take the time to learn all that you can about bankruptcy. What are Bankruptcy Exemptions? A bankruptcy exemption is a law that was created to help protect your property in the course of a bankruptcy. This means things like your home, your car, and other property......

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